{"id":16704,"date":"2012-11-20T00:00:00","date_gmt":"2012-11-19T16:00:00","guid":{"rendered":"https:\/\/fass.nus.edu.sg\/srn\/2012\/11\/20\/cpf-enough-for-retirement-if\/"},"modified":"2021-01-27T14:57:49","modified_gmt":"2021-01-27T06:57:49","slug":"cpf-enough-for-retirement-if","status":"publish","type":"post","link":"https:\/\/fass.nus.edu.sg\/srn\/2012\/11\/20\/cpf-enough-for-retirement-if\/","title":{"rendered":"\u201cCPF enough for retirement if\u2026\u201d"},"content":{"rendered":"<p>In order to respond to the questions raised recently on whether CPF funds can meet retirement needs, NUS professors of economics Chia Ngee Choon and Albert Tsui proposed a simulation model using ministry wage growth data from the past ten years and listed three conditions for young Singaporeans to build an adequate nest. They stressed that Singaporeans must choose homes based on their income bands to guarantee enough retirement funds. Furthermore, they also claimed that some CPF policies ought to be improved to provide more than basic standard of living amount. However, different people hold divergent opinions about their assumptions. For example, Mr. Seng Han Thong argued that the model paid more attention to new workers instead of present workers.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-16705\" src=\"https:\/\/fass.nus.edu.sg\/srn\/wp-content\/uploads\/sites\/15\/2020\/08\/CPF-enough-for-retirement-300x277.jpg\" alt=\"\" width=\"1142\" height=\"1054\" srcset=\"https:\/\/fass.nus.edu.sg\/srn\/wp-content\/uploads\/sites\/15\/2020\/08\/CPF-enough-for-retirement-300x277.jpg 300w, https:\/\/fass.nus.edu.sg\/srn\/wp-content\/uploads\/sites\/15\/2020\/08\/CPF-enough-for-retirement-1024x945.jpg 1024w, https:\/\/fass.nus.edu.sg\/srn\/wp-content\/uploads\/sites\/15\/2020\/08\/CPF-enough-for-retirement-768x709.jpg 768w, https:\/\/fass.nus.edu.sg\/srn\/wp-content\/uploads\/sites\/15\/2020\/08\/CPF-enough-for-retirement-1536x1417.jpg 1536w, https:\/\/fass.nus.edu.sg\/srn\/wp-content\/uploads\/sites\/15\/2020\/08\/CPF-enough-for-retirement-2048x1890.jpg 2048w\" sizes=\"auto, (max-width: 1142px) 100vw, 1142px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In order to respond to the questions raised recently on whether CPF funds can meet retirement needs, NUS professors of economics Chia Ngee Choon and Albert Tsui proposed a simulation model using ministry wage growth data from the past ten years and listed three conditions for young Singaporeans to build an adequate nest. They stressed [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":16705,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4529],"tags":[],"class_list":["post-16704","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u201cCPF enough for retirement if\u2026\u201d - Singapore Research Nexus<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fass.nus.edu.sg\/srn\/2012\/11\/20\/cpf-enough-for-retirement-if\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u201cCPF enough for retirement if\u2026\u201d - Singapore Research Nexus\" \/>\n<meta property=\"og:description\" content=\"In order to respond to the questions raised recently on whether CPF funds can meet retirement needs, NUS professors of economics Chia Ngee Choon and Albert Tsui proposed a simulation model using ministry wage growth data from the past ten years and listed three conditions for young Singaporeans to build an adequate nest. 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