{"id":17036,"date":"2014-09-12T00:00:00","date_gmt":"2014-09-11T16:00:00","guid":{"rendered":"https:\/\/fass.nus.edu.sg\/srn\/2014\/09\/12\/cpf-withdrawal-study-by-fass-a-prof-jessica-pan-prof-sumit-agarwal-featured-in-the-straits-times\/"},"modified":"2021-01-27T16:28:09","modified_gmt":"2021-01-27T08:28:09","slug":"cpf-withdrawal-study-by-fass-a-prof-jessica-pan-prof-sumit-agarwal-featured-in-the-straits-times","status":"publish","type":"post","link":"https:\/\/fass.nus.edu.sg\/srn\/2014\/09\/12\/cpf-withdrawal-study-by-fass-a-prof-jessica-pan-prof-sumit-agarwal-featured-in-the-straits-times\/","title":{"rendered":"CPF Withdrawal Study by FASS A\/Prof Jessica Pan &amp; Prof Sumit Agarwal featured in The Straits Times"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-17037\" src=\"https:\/\/fass.nus.edu.sg\/srn\/wp-content\/uploads\/sites\/15\/2020\/08\/pixcpf-100914e1-300x169.jpg\" alt=\"\" width=\"669\" height=\"377\" srcset=\"https:\/\/fass.nus.edu.sg\/srn\/wp-content\/uploads\/sites\/15\/2020\/08\/pixcpf-100914e1-300x169.jpg 300w, https:\/\/fass.nus.edu.sg\/srn\/wp-content\/uploads\/sites\/15\/2020\/08\/pixcpf-100914e1.jpg 640w\" sizes=\"auto, (max-width: 669px) 100vw, 669px\" \/><\/p>\n<p><em>What do Singaporeans do with their Central Provident Fund savings withdrawn at age 55?<\/em><\/p>\n<p>This is the question explored in\u00a0a recent study by A\/Prof Jessica Pan (FASS Economics Department), Prof Sumit Agarwal (FASS Economics Department), and A\/Prof Wenlan Qian (Finance Department). The study, featured in The Straits Times (11 September 2014), examines CPF withdrawal and the subsequent consumption behavior of Singaporeans at age 55. Their findings suggest that consumers&#8217; financial literacy and sophistication are important factors driving withdrawal decisions.<\/p>\n<p><a href=\"http:\/\/www.straitstimes.com\/news\/opinion\/more-opinion-stories\/story\/singaporeans-puzzling-behaviour-age-55-20140911\">Read the full article on The Straits Times<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>What do Singaporeans do with their Central Provident Fund savings withdrawn at age 55? This is the question explored in\u00a0a recent study by A\/Prof Jessica Pan (FASS Economics Department), Prof Sumit Agarwal (FASS Economics Department), and A\/Prof Wenlan Qian (Finance Department). The study, featured in The Straits Times (11 September 2014), examines CPF withdrawal and [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":17037,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4529],"tags":[],"class_list":["post-17036","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>CPF Withdrawal Study by FASS A\/Prof Jessica Pan &amp; Prof Sumit Agarwal featured in The Straits Times - Singapore Research Nexus<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fass.nus.edu.sg\/srn\/2014\/09\/12\/cpf-withdrawal-study-by-fass-a-prof-jessica-pan-prof-sumit-agarwal-featured-in-the-straits-times\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CPF Withdrawal Study by FASS A\/Prof Jessica Pan &amp; Prof Sumit Agarwal featured in The Straits Times - Singapore Research Nexus\" \/>\n<meta property=\"og:description\" content=\"What do Singaporeans do with their Central Provident Fund savings withdrawn at age 55? This is the question explored in\u00a0a recent study by A\/Prof Jessica Pan (FASS Economics Department), Prof Sumit Agarwal (FASS Economics Department), and A\/Prof Wenlan Qian (Finance Department). The study, featured in The Straits Times (11 September 2014), examines CPF withdrawal and [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fass.nus.edu.sg\/srn\/2014\/09\/12\/cpf-withdrawal-study-by-fass-a-prof-jessica-pan-prof-sumit-agarwal-featured-in-the-straits-times\/\" \/>\n<meta property=\"og:site_name\" content=\"Singapore Research Nexus\" \/>\n<meta property=\"article:published_time\" content=\"2014-09-11T16:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-01-27T08:28:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/fass.nus.edu.sg\/srn\/wp-content\/uploads\/sites\/15\/2020\/08\/pixcpf-100914e1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"360\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Fang Yih\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Fang Yih\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/fass.nus.edu.sg\\\/srn\\\/2014\\\/09\\\/12\\\/cpf-withdrawal-study-by-fass-a-prof-jessica-pan-prof-sumit-agarwal-featured-in-the-straits-times\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/fass.nus.edu.sg\\\/srn\\\/2014\\\/09\\\/12\\\/cpf-withdrawal-study-by-fass-a-prof-jessica-pan-prof-sumit-agarwal-featured-in-the-straits-times\\\/\"},\"author\":{\"name\":\"Fang Yih\",\"@id\":\"https:\\\/\\\/fass.nus.edu.sg\\\/srn\\\/#\\\/schema\\\/person\\\/b55fc8f28e8b484febc676f64be43080\"},\"headline\":\"CPF Withdrawal Study by FASS A\\\/Prof Jessica Pan &amp; 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